For borrowers in India · Home, Personal & Auto loans
Stop overpaying on
your loan.
Most borrowers pay 0.5–1.5% above their lender's own published rate floor — simply because no one writes the email asking for a reset. This agent writes it for you, grounded in your profile and the lender's published rate card.
Share your loan profile
Principal, current rate, tenure remaining, CIBIL, prepayments, employer category. All inputs stay in your browser.
Agent maps you to the rate card
Your CIBIL band, repayment history and lender's published EBLR floor become the negotiating wedge. Every number cites a source.
Send the email or make the call
You get a 4-part artifact: target rate band, ranked arguments, draft email, phone script with objection handling. Edit before sending.
Why this exists
Most "AI for finance" tools surface information — they don't write the actual artifact. The leap from informing to acting is where trust is hardest, and where the product value is highest. This is a demo of that leap, applied to a problem most Indian borrowers face but rarely act on: an outdated interest rate.
- Every claim links to a public RBI / lender source.
- The agent shows its assumptions before you act.
- Nothing auto-sends. The human stays in the loop.
- Confidence is flagged when inputs are sparse.